What is college work-study?

2 little kids researching what is college work-study

What does it mean? Work-study refers to the federal financial aid program where students are employed in campus sponsored jobs. Their earnings are considered part of their financial aid award since half of it comes from federal funds. Jobs are available only to students who qualify by submitting the FAFSA. Some states and colleges have… Continue reading

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Athletic Scholarship Reality Check

I don’t know if you have heard, but there are eighth graders getting athletic scholarship offers from some pretty big name colleges. The future football quarterbacks get the most press but it’s happening in softball, basketball, and soccer and at ever younger ages. If you hear about this while driving your athlete to practice, you… Continue reading

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What is need-based aid?

2 little kids research need-based aid

What does it mean? Need-based aid is financial aid that is awarded based on a student’s financial status. To qualify for federal and most college need-based aid, students must submit the Free Application for Federal Student Aid (FAFSA). The FAFSA calculates an Expected Family Contribution (EFC). A student’s financial need is the difference between the… Continue reading

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What is FAFSA?

two kids researching what is fafsa

What does it mean? The FAFSA is the Free Application for Federal Student Aid. This is the financial aid form that students must complete to become eligible for any federal college financial aid programs, including federal student loans and work study. Many states used it to distribute state-based financial aid. The majority of colleges require… Continue reading

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Why You Shouldn’t Take Out Private Student Loans

dog sad about students taking out private student loans

I just can’t do it. This post was supposed to be on what you need to know about taking out private student loans. I researched all the ways that private loans differ from federal student loans. You don’t need to go past the first page of a Google search to find all the comparisons which… Continue reading

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